PHFS offer advice on the full spectrum of financial services. This incorporates the following:
1. Life assurance and protection arrangements
2. Pre and post retirement planning advice
3. Investment advice
4. Inheritance tax planning and mitigation
5. Mortgages, as well as equity release
6. Venture capital trusts
7. Employee benefits counselling and group pension plans
8. Directors Pension planning
We provide bespoke wealth management services to five types of client. These are as follows:
1. Small and medium sized business owners and sole traders.
2. Trustees
3. Professionals
4. Individuals with liquid assets in excess of £100,000
5. Pension schemes.
We provide truly independent advice to our clients. We pride ourselves on offering a range of payment structures from fee only, combination of fee and commission, or commission only arrangements. Our clients therefore take a decision on the best way of paying for their advice and know at the outset if any costs will be incurred.
